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Homeownership is as desirable for people with disabilities as it is for anyone else in America, yet it is estimated that less than one percent of
Americans with disabilities are homeowners versus sixty-six percent of those without disabilities.There are many financial, attitudinal and physical barriers to homeownership for people with disabilities, yet homeownership is
attainable for them including those on fixed incomes with Social Security and for those who work.Through the Home of Your Own program, United Cerebral Palsy is working to make homeownership a reality. Currently
through the Home of Your Own program, United Cerebral Palsy is closing on 12 – 24 homes per year for individuals with disabilities who are low income and who are first time homebuyers. HOYO Orientations:
Thursday mornings, 9:30 am to 10:30 am
Jan. 17, Feb, 21, March 20, April 17, May 15, June 19,
July 17, August 21, Sept. 18, October 16, Nov. 13, Dec, 114500 Bissonnet, #340, Bellaire, TX, 77401 HUD Approved Home Buyers Education classes*(including Financial Literacy):
Jan. 28, March 3, April 9, May 9, June 25, August 7,
September 12, October 8, December 4 8:30 am to 4:00 pm - MHMRA Conference Center 7033 Southwest Frwy, Houston
Aug 14, 6 - 8pm - Montgomery County Central Library, Conroe Spaces are limited for classes and you must RSVP to attend.
Call (713) 838-9050 to enroll in class.
PROGRAM SERVICES AND OBJECTIVES:
The Home of Your Own program provides the following services:
- First time homebuyer education and counseling;
- Post-purchase counseling and support;
- Pre-purchase home buyer counseling,
- Specialized mortgage loan products for people with disabilities;
- Finacial Literacy Counseling;
- Down payment and closing costs assistance (based on availability of funds); and
GEOGRAPHIC AREA AND TARGET POPULATION:
The Home of Your Own program is offered to eligible individuals
residing in Ft. Bend, Montgomery and Harris counties (outside the city limits of Houston). Client eligibility for the program includes the following:
Member of the family with a documented disability;
Being at or below 80 percent of the area median income (total household income);
Having no current interest or ownership in another home or property; and
Being unable to own a home in the last three years,
With a social security number.
Grants received for 2008:
Capital One ($5,000), JP Morgan Chase ($6,000), HUD ($20,000),
HUD ($20,000) and Montgomery County United Way ($10,000)USTED PODRIA SER ELEGIBLE CON LO SIGUENTE
Si usted or algun miembro de su familia viviendo con usted tiene una desabilidad
Si usted no tiene su propia casa, o si no ha tenido su propia casa en los ultimos tres anos
Si usted compra una casa en el condado de Harris
Revisamos sus ingresos para determinar su eligibilidadAYUDAMOS CON EL ENGANCHE
Ayudamos a buscar diferentes recurosos para su pago de enganche. MODEFICACIONES PARA SU CASA
Les
ayudamos con modificaciones para su casa para hacer la casa mas accessible para la persona con la desabilidad. PASOS PARA OPTENER SU PROPIA CASA
1) Comunicese con un
represente del programa para inscribirse en la proxima sesion informativa de HOYO.
2) Assister una orientacion y optenga un aplicacion de HOYO.
3) Debuelva la applicacion completa.
4) Un representante del programa se
comunicara con usted para comenzar el proceso para comprar su primera casa. SUCCESS STORY
The social change achieved may best be expressed by one of our success stories. JT Templeton and Karen Greebon do not
waste words when it comes to describing what they like about homeownership. With the Home of Your Own Program's assistance, they moved into their very own home. They are quick to point out the features that accommodate their
two-wheelchair family: automatic doors, a huge roll-in shower and a great deck and ramp leading to their back yard. They appreciate these things and show them off with great pride. But what they appreciate most about their home is
the independence, freedom and privacy it allows. These are important issues to JT and Karen, both of whom have personal experience with life in institutions. JT spent more than 30 years as a resident of a state school. Karen lived
in a nursing home for a dozen years. In those days, neither imagined they would ever live independently, much less join the ranks of our nation's homeowners. *In memory of Karen, who recently passed away but who left a legacy of
advocacy on behalf of people with disabilities. All programs are based on certain eligibility requirements
and may be based on available funding. Call for fees and other information.
Reduced fees may be available dependent on funding. |
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